$119,000
110 PLANTATION Circle, Palatka, FL 32177
P & B Ranchettes
- Price
- $119,000
- Beds / Baths
- 2 / 1
- Living area
- 576 sqft
- Year built
- 1980
- Type
- Residential
- Lot
- 0.92 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 98
Peaceful country living zoned agricultural with easy commute to Orange Park and surrounding areas. Not a tiny home but small enough for easy maintenance. Home has metal roof-over and metal siding. Approximately 1 acres is fully fenced with chain link fencing. Large detached 10 x 16 shed for all your lawn equipment and toys. Home is clean and move in ready for an affordable price. Great starter home or winter retreat.
What to check on this one
- Verify flood zone designation and elevation certificate from Putnam County—get FEMA map confirmation.
- Inspect metal roof-over installation date and warranty; confirm proper underlayment and fastening.
- Request septic system inspection report and well water test results from last 12 months.
- Confirm manufactured home title clear, no liens; verify permanent foundation certification per Florida code.
- Review shed structure—permitted or non-permitted; confirm it does not affect lot coverage or zoning compliance.
- Check agricultural zoning restrictions on structures, short-term rental, or future commercial use.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $95,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MODERN REALTY OF FLORIDA. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 12:27 AM.
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