Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$419,499

45 SPINDRIFT Court, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$419,499
Beds / Baths
3 / 2
Living area
1,850 sqft
Year built
2016
Type
Residential
Lot
0.09 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
96
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

$227/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the perfect combination of comfort, community, and convenience in this beautifully maintained David Weekley home located in the highly sought-after Shearwater community of St. Augustine. Featuring the rarely available Ridgestone floor plan, this thoughtfully designed 3-bedroom, 2-bath home offers bright, open living spaces with a functional split-bedroom layout and an additional flex/office space perfect for working from home, a playroom, or formal sitting area. The heart of the home is the spacious gourmet kitchen, complete with a large center island, walk-in pantry, abundant cabinet space, and full backsplash, all overlooking the open living and dining areas ideal for entertaining or everyday living. Natural light pours throughout the home, creating a warm and inviting atmosphere from the moment you walk in. Step outside and enjoy your morning coffee from the charming front porch where neighbors gather, or unwind in the evenings on the covered back patio with peaceful breezes and low-maintenance outdoor living. Situated in the very first neighborhood as you enter Shearwater, this home offers quick access in and out of the community while still enjoying all of the resort-style amenities Shearwater is known for. Residents enjoy access to award-winning amenities including a lazy river, multiple pools, fitness center, tennis courts, miles of scenic walking and jogging trails, clubhouse, and more. Plus, this home is conveniently located within walking or biking distance to restaurants, shops and schools. Additional highlights include: " 1,861 sq ft of living space " 2-car garage with additional golf cart parking " Tankless gas water heater " Newer carpet and interior paint " Spacious primary suite with walk-in closet " Covered front porch and rear patio " Low-traffic street in a premier master-planned community This is your opportunity to enjoy the Shearwater lifestyle in one of St. Johns County's most desirable communities.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Verify CDD bond payoff amount and remaining assessment schedule
  • Pull roof inspection report; confirm David Weekley warranty status
  • Request HOA Shearwater docs: CC&Rs, reserve study, rental restrictions
  • Confirm HVAC age and service records for 2016 installation

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,177/mo
Property tax (1.1% eff., St. Johns Co.)$385/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,041/mo

Loan $335,599 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETROS REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 9:19 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.