Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$473,000

3158 OLD PORT Circle W, Jacksonville, FL 32216

Secret Cove

Price
$473,000
Beds / Baths
4 / 2
Living area
2,286 sqft
Year built
1980
Type
Residential
Lot
0.42 ac
Garage
2
HOA
$460/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
81

''First Right of Refusal...Bring your offers''. Secret Cove is a well-established community in the heart of Jacksonville. This well-maintained home offers 4 bedrooms, 2 bathrooms, a flex room, formal dining room, indoor laundry room, and a spacious enclosed Florida room. The open floor plan is highlighted by vaulted ceilings, luxury vinyl plank flooring, and a beautiful wood-burning fireplace that serves as the centerpiece of the living area. The kitchen features stainless steel appliances and overlooks both the living room and breakfast nook, creating a comfortable space for everyday living and entertaining. Situated on a generous 0.42-acre lot, the oversized backyard offers plenty of room for outdoor activities, gardening, or future enhancements. CURRENT PROPERTY TAXES REFLEC THE SELLERS NON-HOMESTEADED STATUS AND MAY BE LOWER FOR AN OWNER-OCCUPANT WHO QUALIFIES FOR HOMESTEAD EXEMPTION. THE LIFESTYLE that Secret Cove has to offer is hard to beat! The optional HOA gives members access to the community pool, tennis/pickleball courts, ball field, picnic pavilion, playground and 2 public docks on a 23 Acre freshwater lake. Yes - A Lake on which you can enjoy kayaking, canoeing, paddle boarding and fishing(release). Secret Cove organizes neighborhood events for its residents throughout the year such as 4th of July parade, Christmas Luminary, Halloween festivities, kayaking and fishing tournaments. When it comes to Real Estate LOCATION is the KEY. This home is not only directly on the Hidden Lake but also centrally located near Shops, Restaurants, major Highways, Entertainment and Medical Facilities. WELCOME HOME!

What to check on this one

  • Verify HOA documents: mandatory vs. optional membership, what $460/mo covers, reserve study status.
  • Order 4-point inspection and wind-mitigation report (1980 home may affect insurance).
  • Confirm roof age and material; get inspector report on condition and remaining life.
  • Pull flood zone map via FEMA or county; request elevation certificate if in AE/VE zone.
  • Verify plumbing type (polybutylene/cast-iron era); septic or municipal sewer confirmed.
  • Check HOA rental restrictions before purchase if you plan to lease the property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,454/mo
Property tax (1.1% eff., Duval Co.)$434/mo
Homeowners insurance (est.)$292/mo
HOA$460/mo
All-in monthly (est.)$3,640/mo

Loan $378,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS PV. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 1:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.