Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$974,900

96424 SOUTHERN LILY Drive, Yulee, FL 32097

Blackrock Hammock

Price
$974,900
Beds / Baths
4 / 5
Living area
2,804 sqft
Year built
2018
Type
Residential
Lot
1.03 ac
Garage
3
HOA
$158/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
96
Elementary
Yulee
Middle
Yulee
High school
Yulee

$348/sqft asking, vs a $187/sqft median across 871 closed sales in 32097 over the last 12 months — 86% above the area's closed prices. Condition and lot vary; that's what a showing is for.

From the Southern style front porch to the backyard oasis, this custom-built Cole Builders home exudes both hospitality and relaxation. Thoughtfully designed with quality craftsmanship and timeless finishes, this property offers the perfect balance of luxury living and peaceful country charm. Located within the highly desired, gated neighborhood of Blackrock Hammock, which features 45 estate-sized lots, the home sits on 1.03 acres. Step inside the home to find an open-concept floor plan featuring soaring ceilings, abundant natural light, and upscale details throughout. The spacious gourmet kitchen is equipped with premium cabinetry, granite countertops, stainless steel appliances, a large center island and oversized pantry. The primary suite offers a private retreat with a spa-inspired bathroom featuring an oversized walk-in shower with bench, garden soaking tub, dual vanities, and separate closets. Additional bedrooms all feature walk-in closets and private en-suites. Powder room in hall specifically placed for guests. Large office with built-in shelving Engineered wood floors throughout entire home with tile in the bathrooms and utility room. All bathrooms and utility room feature granite counters and custom cabinetry. Step outside to your private oasis featuring salt-water pool with hot tub, summer kitchen, custom pergola with fire-pit and additional screened-in patio for relaxing evenings with your drink of choice. 250 gallon buried gas tank services pool/hot tub and summer kitchen. Additional gas line available for other use. Located within Nassau County where there are high-ranked schools, ample shopping and close to downtown Amelia Island/Fernandina Beach.

What to check on this one

  • Confirm HOA $158/mo covers what (common area maintenance, gate, insurance); get full Blackrock Hammock docs.
  • Obtain exact flood zone designation and elevation certificate from Nassau County Property Appraiser.
  • Verify roof age, materials, and current insurance carrier approval (8-year-old roof should be fine).
  • Review pool maintenance responsibility, equipment age, and any HOA restrictions or fees.
  • Confirm engineered wood flooring warranty and any moisture/humidity issues in Yulee climate.
  • Get septic system inspection records and confirm well/septic service history with seller.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,059/mo
Property tax (1.1% eff., Nassau Co.)$894/mo
Homeowners insurance (est.)$569/mo
HOA$158/mo
All-in monthly (est.)$6,680/mo

Loan $779,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 4:51 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.