Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$739,000

166 OLETA Way, St. Augustine, FL 32095

Palencia

Price
$739,000
Beds / Baths
4 / 3
Living area
2,677 sqft
Year built
2020
Type
Residential
Lot
0.21 ac
Garage
3
HOA
$12/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
96
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$276/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 166 Oleta Way, a beautifully maintained 4-bedroom, 3-bath home with a dedicated office in the gated North Palencia community. Set on a premium lot with peaceful pond and wooded views, this home offers the rare combination of privacy, space, and everyday comfort. Inside, the open layout is designed for easy living, with generous gathering areas, a functional 4 bedroom plan with spacious closets, and a private office ideal for working from home, studying, or flex space. The backyard is a true highlight, with a large, paver, screened in patio overlooking a serene natural backdrop, room to relax, and peach tree that add character and charm. Located in one of St. Augustine's most desirable master-planned communities, Palencia offers resort-style amenities including pools, fitness, tennis, parks, trails, and golf, all with convenient access to top St. Johns County destinations, shopping, dining, and historic St. Augustine.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA rules on short-term rentals and any rental restrictions.
  • Review North Palencia amenity access—pools, fitness, trails—and included fees.
  • Get roof inspection report; 2020 build should have warranty documentation.
  • Confirm flood zone designation; request elevation certificate if needed for insurance.
  • Verify screened patio permits and structural integrity after 6 years.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,835/mo
Property tax (1.1% eff., St. Johns Co.)$677/mo
Homeowners insurance (est.)$431/mo
HOA$12/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,122/mo

Loan $591,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 4:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.