Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$244,000

10961 BURNT MILL Road 1621, Jacksonville, FL 32256, Jacksonville, FL 32256

Reserve At James Island Lc

Price
$244,000
Beds / Baths
3 / 2
Living area
1,355 sqft
Year built
2001
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$549/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
96

$180/sqft asking, vs a $140/sqft median across 476 closed sales in 32256 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

**OWNER WILL PAY THE REST OF 2026's HOA DUES W/ FULL PRICE OFFER!** NOT your average condo! Rare lakefront 3/2 END UNIT in the Reserve at James Island has nearly $25k in recent upgrades (see list!). Follow the path of palms to the second story where seamless LVP flooring and beams of natural light welcome you. Double lake views from the Living Room, Balcony, and 3rd Bedroom. The granite on the island-style Kitchen counter and oversized Elkay Stainless Steel sink sparkle underneath the updated recessed lighting. Custom pull out drawers and additional shelving in nearly every closet add ample storage options. Primary AND Guest Bathroom feature new vanity with marble countertop, updated sinks, soft close drawers & doors, new vanity lights, Kohler water efficient toilets, & Delta shower heads. Deep Walk-in closets in each bedroom. Walk to Block Jax, V Pizza, Foxtail Coffee, Fore Score & more!

What to check on this one

  • Verify condo SIRS/milestone report status and any pending special assessments.
  • Pull HOA docs: rental restrictions, lease transfer rules, pet policy details.
  • Confirm flood zone designation and request elevation certificate if AE/VE.
  • Get roof age/condition report and 4-point inspection quote (condo common element).
  • Review HOA financials: reserve fund, recent/planned major repairs or re-roofing.
  • Confirm owner will pay 2026 HOA dues in writing before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,266/mo
Property tax (1.1% eff., Duval Co.)$224/mo
Homeowners insurance (est.)$292/mo
HOA$549/mo
All-in monthly (est.)$2,331/mo

Loan $195,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DAVIDSON REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 8:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.