Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$213,000

122 ELMHURST Lane, St. Augustine, FL 32084, St. Augustine, FL 32084

Ravenswood Village

Price
$213,000
Beds / Baths
2 / 3
Living area
1,109 sqft
Year built
2024
Type
Townhouse
Lot
0.03 ac
Garage
0
HOA
$108/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
97

$192/sqft asking, vs a $206/sqft median across 103 closed sales in 32084 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

2 YEARS NEW! Convenient town home in St. Augustine, FL (both rooms have a full bathroom and walk in closets), Quick commuting with I-95 close, minutes from Historic Downtown St. Augustine, Vilano Beach, shopping, dining, & colleges! This home offers low-maintenance, smart home features, green features, and transferable warranties. Queen Murphy bed/ desk comes with! Smart thermostat with app, Keyless entry, Doorbell camera, Alexa-connected light switches, Pre-wired for Safe Haven security system, New Alexa Echo device included. Modern fans/lights added in all rooms, and patio for comfort. RWC 10-year limited warranty included. Transferable Builder/Product Warranties: 30-year limited transferable warranty on James Hardie siding, shingles, 15-year express limited warranty on fiber cement exterior trim, 25-year transferable warranty on vertical siding. Copy of home survey provided to save buyers the cost! Read Private remarks or contact agent for info on Assumable FHA loan 4.99%.

What to check on this one

  • Verify flood zone designation with St. Johns County—obtain elevation certificate if AE/VE.
  • Review HOA document package: covenants, bylaws, meeting minutes, reserve study, rental restrictions.
  • Confirm roof/siding warranty terms and transferability; James Hardie coverage specifics.
  • Get copy of home survey and builder 10-year warranty documentation before closing.
  • Verify FHA assumable loan terms, rate lock, and lender approval timeline if pursuing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,105/mo
Property tax (1.1% eff., St. Johns Co.)$195/mo
Homeowners insurance (est.)$292/mo
HOA$108/mo
All-in monthly (est.)$1,700/mo

Loan $170,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 3:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.