$585,000
700 EL VERGEL Lane, St. Augustine, FL 32080
Ocean Palms
- Price
- $585,000
- Beds / Baths
- 3 / 2
- Living area
- 1,990 sqft
- Year built
- 2002
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $268/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 98
$294/sqft asking, vs a $318/sqft median across 498 closed sales in 32080 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience coastal living at its best on Anastasia Island! This beautifully maintained 3 bedroom 2 bathroom patio POOL home in the coveted gated community of Ocean Palms, where nature, privacy, and convenience meet. Set amid lush tropical landscaping and just minutes from the beach, this single-level home offers a low-maintenance Florida lifestyle with all the charm of island living. Step inside to an open-concept layout filled with natural light, featuring tile and wood flooring throughout. The kitchen comes with all appliances and generous counter space perfect for both daily meals and entertaining friends. Home is equipped with a separate formal dining area and a flex/office space. The primary suite is tucked privately away, offering a peaceful retreat with his and her closets and en-suite bath. Out back is your own private oasis with a fully screened in pool area. Exclusive community amenities include a pool, playground, private pier on the Intracoastal Waterway, and walking trails
What to check on this one
- Verify flood zone designation and elevation certificate for Anastasia Island location.
- Confirm roof age and condition; obtain 4-point inspection if past 15 years.
- Review HOA documents, CC&Rs, and any deed restrictions for Ocean Palms community.
- Get pool maintenance records and confirm equipment age, warranties, enclosure condition.
- Verify HOA $268/mo includes all amenities; clarify any special assessments pending.
- Request recent HOA reserve study and financial statements for community stability.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $468,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 4:11 PM.
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