Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$329,000

146 MARTIN Street, Florahome, FL 32140, Florahome, FL 32140

Georges Lake

Price
$329,000
Beds / Baths
3 / 2
Living area
1,760 sqft
Year built
1980
Type
Residential
Lot
0.35 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
97
Elementary
Melrose
Middle
C. H. Price
High school
Interlachen

$187/sqft asking, vs a $180/sqft median across 29 closed sales in 32140 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Wake up every day to beautiful waterfront views on George's Lake! This 3 bedroom, 2 bath home offers 1,760 sq. ft. of living space with 80' of waterfront. Enjoy boating and lake life with a covered boat slip, double boat lift, and dock already in place. Relax on the screened porch while taking in both the breathtaking sunrises and sunsets over the water. A great opportunity to own your piece of lakefront paradise!

What to check on this one

  • Verify roof age and condition; 1980 home likely needs inspection soon for insurance eligibility.
  • Confirm flood zone designation and obtain elevation certificate for waterfront property.
  • Get 4-point inspection (roof, HVAC, plumbing, electrical) — standard for homes 40+ years old.
  • Inspect dock, boat slip, and lift for structural integrity and maintenance needs.
  • Verify septic system service records and well water quality testing.
  • Review title for any waterfront easements, riparian rights, or lake association fees.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,707/mo
Property tax (1.1% eff., Putnam Co.)$302/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,301/mo

Loan $263,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TEAM FLORIDA REALTY SERVICES INC. Data via realMLS (Northeast Florida MLS), updated May 28, 2026, 1:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.