Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,900

2873 FENNEL Avenue, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Park

Price
$369,900
Beds / Baths
3 / 2
Living area
1,597 sqft
Year built
1988
Type
Residential
Lot
1.21 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
82
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

$232/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Country Living with Modern Updates on 1.24 Acres! Welcome home to this charming 3-bedroom, 2-bath property offering the perfect blend of peaceful country living and everyday convenience. Situated on 1.24 acres, there is plenty of room for family, pets, outdoor activities, and enjoying the open space. This move-in ready home features a desirable split-bedroom floor plan with vaulted ceilings that create an open and inviting feel. The spacious family room is centered around a cozy fireplace, making it the perfect gathering spot. New Laminate flooring in the family room provides style and easy maintenance. The home also offers a breakfast area and functional galley kitchen, ideal for everyday living. Major updates provide added peace of mind, including a brand-new roof (2026). Enjoy the quiet country setting while still being conveniently located near shopping and schools. This is the space, comfort, and value you have been looking for!

What to check on this one

  • Verify new roof warranty details and installation date confirmation
  • Check flood zone designation via FEMA map—critical for insurance
  • Obtain 4-point inspection report given 1988 build year
  • Confirm septic system service records and tank last pumped
  • Review plumbing material—polybutylene or cast-iron present and condition
  • Get HVAC age, maintenance history, and remaining lifespan estimate

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,919/mo
Property tax (1.1% eff., Clay Co.)$339/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,550/mo

Loan $295,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 9:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.