Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

129 E 5TH Street, Jacksonville, FL 32206, Jacksonville, FL 32206

East Springfield

Price
$399,900
Beds / Baths
4 / 3
Living area
2,024 sqft
Year built
1914
Type
Residential
Lot
0.16 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
114

$198/sqft asking, vs a $127/sqft median across 329 closed sales in 32206 over the last 12 months — 56% above the area's closed prices. Condition and lot vary; that's what a showing is for.

PRICE REDUCTION, Motivated Seller! this charming 4-bedroom, 2.5-bath home in Jacksonville's historic Springfield neighborhood offers character, versatility, and exciting potential. The property features a first-floor primary suite, open living spaces, and a large lot with alley access. Potential to convert to a two-family home, providing an opportunity for flexible living or future income potential. Enjoy tree-lined streets, historic architecture, nearby parks, local dining, breweries, and convenient access to Downtown Jacksonville. A great opportunity to own a spacious home in one of Jacksonville's most vibrant and sought-after historic communities.

What to check on this one

  • Verify roof age and condition; 1914 home likely needs 4-point inspection for insurance.
  • Obtain flood zone designation from FEMA map; confirm elevation certificate if in AE/VE.
  • Inspect plumbing type (cast-iron/galvanized common in 1914); budget for potential replacement.
  • Review two-family conversion feasibility with City of Jacksonville zoning/permitting.
  • Confirm well/septic or municipal; if septic, obtain service records and tank location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,734/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 4:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.