$3,400,000
3523 S FLETCHER Avenue, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia Island
- Price
- $3,400,000
- Beds / Baths
- 5 / 6
- Living area
- 5,673 sqft
- Year built
- 1998
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 3
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 98
$599/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 136% above the area's closed prices. Condition and lot vary; that's what a showing is for.
What if an exceptional Amelia Island home gave you the freedom to host beautifully, retreat privately, and wake to ocean-view sunrises? Beautifully set within mature coastal landscaping, this elevated luxury residence offers nearly 5,700 sq ft of flexible living space with coastal sunrise views, elevator access to the primary living areas, and a private pool setting designed for relaxed island living. The floor plan supports the way discerning buyers actually live, with separate spaces for guests, extended family, work, entertaining, and quiet retreat. Two full kitchens, multiple living areas, generous accommodations, dual laundry spaces, and an oversized climate-controlled garage add function without sacrificing comfort. Above it all, the ocean view lounge offers a memorable place to gather or unwind. A refined Amelia Island residence for buyers seeking privacy, scale, and a more versatile way to experience coastal luxury.
What to check on this one
- Verify roof age and get 4-point inspection; home is 26 years old.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Inspect pool equipment age, maintenance records, and operational status.
- Review plumbing materials—cast-iron or polybutylene lines pre-1995 problematic.
- Get professional elevator inspection and maintenance history documentation.
- Verify HVAC age and current service records for both systems.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $2,720,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Jun 28, 2026, 2:56 PM.
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