Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$671,990

178 SUTTONS BAY Causeway, St. Augustine, FL 32092

Silver Falls

Price
$671,990
Beds / Baths
4 / 3
Living area
3,152 sqft
Year built
2026
Type
Residential
Lot
0.18 ac
Garage
3
HOA
$144/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
30

Under Construction: Ready October 2026! Introducing the Patriot floor plan by Lennar Homes, offering 4 bedrooms, 3.1 bathrooms, and a spacious 3-car garage. This home features Lennar's signature Everything's Included package, including a gourmet kitchen with white cabinets, white Quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances gas range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile is installed in all wet areas and extended into the family room, dining area, and hallways. Additional highlights include Quartz vanities, a water heater, window blinds throughout, a screened lanai, and a sprinkler system. . Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Confirm October 2026 delivery date and any construction delays or penalty clauses.
  • Verify final flood zone designation and elevation certificate requirements for St. Johns County.
  • Review Lennar's one-year warranty coverage details and builder service response procedures.
  • Confirm HOA $144/mo covers what; request CC&Rs and any upcoming assessments.
  • Inspect final home before closing; verify all included appliances and finishes match contract.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,487/mo
Property tax (1.1% eff., St. Johns Co.)$616/mo
Homeowners insurance (est.)$392/mo
HOA$144/mo
All-in monthly (est.)$4,639/mo

Loan $537,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jun 26, 2026, 12:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.