$529,000
54 FORDHAM Lane, Palm Coast, FL 32137
Palm Harbor
- Price
- $529,000
- Beds / Baths
- 3 / 2
- Living area
- 1,920 sqft
- Year built
- 1984
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 98
$276/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Distinctive design and effortless Florida living define 54 Fordham Lane, a beautifully reimagined coastal contemporary residence with subtle mid-century modern influence. Crisp white finishes, luxury vinyl plank flooring and warm architectural accents create a sophisticated yet inviting interior. The fully remodeled 2022 kitchen features custom cabinetry, quartz countertops, Brazilian wood tile backsplash and an impressive eight-foot island. Discreetly integrated cabinetry reveals a hidden passage to a walk-in pantry and dedicated laundry room, with direct access to the oversized two-car motor-court garage with additional storage. The open great room, accented by custom wood beams, flows to the screened lanai and private pool. Highlights include an updated primary bath, 2021 A/C, newer water heater, electric pool heater, metal roof, fenced backyard, smart-home features, no HOA and Flood Zone X--all convenient to the beach, shopping and dining.
What to check on this one
- Verify roof installation date and material type; confirm metal roof warranty documentation from 2022 reno.
- Pull 2021 A/C and water heater serial numbers; confirm service records and remaining manufacturer warranty.
- Obtain Flagler County flood zone map confirmation—listing says Zone X, verify against FEMA Flood Map.
- Request 4-point inspection and wind-mitigation report; 1984 home with 2022 updates may unlock insurer credits.
- Confirm pool equipment age (heater, pump, filter); request service history and any remaining warranties.
- Inspect all 2022 kitchen and bath plumbing; verify no polybutylene supply lines behind walls.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $423,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 1:36 AM.
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