$439,900
132 SUMMERHILL Circle, St. Augustine, FL 32086, St. Augustine, FL 32086
Summerhill
- Price
- $439,900
- Beds / Baths
- 4 / 3
- Living area
- 2,436 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $48/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 98
$181/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Remodeled, modern & move-in ready, this corner-lot home offers a split floor plan, an upstairs bonus suite, and a long list of recent updates. The roof is less than 4 years old, and the home includes an owned water treatment system. Interior updates include fresh tile flooring, updated baseboards, new blinds, and modern interior lighting throughout. The kitchen features new countertops, a new sink & faucet, an osmosis water filtration system, & newer appliances, including the refrigerator, stove & dishwasher. The upstairs bonus suite includes its own full bath and walk-in closets, making it a great option for guests, office space, media room or additional living area. Additional improvements include new washer & dryer, updated bathroom vanity, new toilets and faucets, updated exterior lighting, a new garage door opener, and newly installed gutters. Summerhill is centrally located near everyday conveniences, shopping, dining, and St. Augustine attractions. The home offers quick access to the US-1 South shopping corridor, including Walmart, Publix,Summerhill is centrally located near shopping, dining, beaches, and St. Augustine attractions. The US-1 South shopping and dining corridor is approximately 1-3 miles away, with Publix, Walmart, Lowe's, and Home Depot about 2-4 miles away. Anastasia Island is approximately 6-8 miles away, Anastasia State Park about 8-9 miles, and St. Augustine Beach / St. Johns County Ocean Pier about 9-10 miles from the home. With major updates completed and an unbeatable location, this home is ready for its next owner.
What to check on this one
- Verify roof installation date and obtain roofing contractor receipt/warranty.
- Request 4-point inspection and wind-mitigation report; confirm insurer will cover at 21 years.
- Obtain owned water treatment system maintenance records and service history.
- Confirm flood zone designation with St. Johns County Property Appraiser; request elevation certificate if AE/VE.
- Review HOA docs for rules, reserve study, and any pending assessments beyond $48/mo.
- Verify all appliance ages/warranties: refrigerator, stove, dishwasher, washer, dryer.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $351,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:55 AM.
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