$249,000
110 KAREN Drive, Palatka, FL 32177
Metes & Bounds
- Price
- $249,000
- Beds / Baths
- 4 / 2
- Living area
- 1,512 sqft
- Year built
- 1976
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 72
Centrally located in Palatka, this beautifully renovated 4-bedroom, 2-bath home offers the feel of a brand-new home with the convenience of an established location. Just minutes from shopping, restaurants, and everyday conveniences, this home features a brand-new kitchen, updated living spaces, large yard, attached spacious workshop, and a functional layout that makes it completely move-in ready. Major updates include a new metal roof, new hot water heater, and new A/C, giving buyers added peace of mind from day one. Whether you're searching for your first home or your next home, this one offers comfort, value, and long-term potential.
What to check on this one
- Verify roof installation date—metal roof age and warranty documentation
- Confirm A/C and water heater installation dates and warranty coverage
- Obtain flood zone designation from Putnam County—get elevation certificate if needed
- Request 4-point inspection report and wind-mitigation documentation for 1976 build
- Verify plumbing material (polybutylene/cast-iron risk pre-1995) and septic/well service history
- Review scope and permits for kitchen, roof, A/C, water heater, workshop renovations
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $199,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 11:45 AM.
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