Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$924,000

438 SHINNECOCK Drive, St. Johns, FL 32259

Highpointe At Rivertown

Price
$924,000
Beds / Baths
4 / 3
Living area
2,495 sqft
Year built
2022
Type
Residential
Lot
0.22 ac
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
99
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Bartram Trail

$370/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 68% above the area's closed prices. Condition and lot vary; that's what a showing is for.

438 Shinnecock Drive offers luxury living in the highly sought-after HighPointe at RiverTown community along the scenic St. Johns River. This beautifully designed 4BR/3BA MasterCraft home features an open floor plan with 10-foot ceilings, 8-foot solid core doors, oversized windows, and a dramatic 16-foot slider showcasing peaceful water views. The gourmet kitchen includes upgraded stainless appliances, a large island, and an oversized walk-in pantry with room for a second refrigerator or ice maker. The spacious primary suite features separate vanities, soaking tub, large shower, and oversized walk-in closet. Each bedroom offers direct bathroom access, including a guest suite with private bath and double vanity. Enjoy outdoor living with a covered lanai, paver patio, and fully screened heated pool overlooking the water. Custom wood shutters with 4.5-inch louvers throughout. Located near top-rated St. Johns County schools with resort-style amenities- pools, trails, parks and a lazy river

What to check on this one

  • Verify exact flood zone and get elevation certificate for St. Johns River waterfront location
  • Confirm roof warranty/coverage details—2022 build should have full builder warranty remaining
  • Review CDD bond payoff amount and remaining assessment years for HighPointe at RiverTown
  • Check pool equipment warranty and annual maintenance cost estimates with current provider
  • Obtain HOA/CDD governing docs and confirm short-term rental policy if relevant to your plans
  • Verify homeowners insurance availability and quotes given riverfront water-view exposure

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,794/mo
Property tax (1.1% eff., St. Johns Co.)$847/mo
Homeowners insurance (est.)$539/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,351/mo

Loan $739,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ISLAND SIDE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 1:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.