Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$450,000

180 EL DORADO Way, Ponte Vedra Beach, FL 32082

Ponte Vedra Landing

Price
$450,000
Beds / Baths
2 / 2
Living area
1,356 sqft
Year built
1989
Type
Residential
Lot
0.12 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
70

***SELLER WILLING TO INSTALL A BRAND-NEW ROOF PRIOR TO CLOSING WITH AN ACCEPTABLE OFFER. BUYER MAY CHOOSE SHINGLE COLOR FROM SELECT OPTIONS! Sun-drenched & adorable coastal bungalow just blocks from pristine Ponte Vedra Beach! Ride your bike to the ocean from this beautifully updated turn-key home. The stunning gourmet kitchen features premium upgraded cabinetry, sleek countertops, and high-end stainless steel appliances. Both bathrooms are tastefully renovated with high-quality, neutral finishes creating a spa-like feel. A rare, versatile flex space is perfect for your home office, playroom, or nursery. Step outside into your own remarkably private, fully fenced backyard oasis--an ideal setup for entertaining, pets, or relaxing in total seclusion after a sunny day at the beach. Zoned for top-rated St. Johns County schools and minutes from world-class golf and dining. Enjoy the ultimate Florida lifestyle!

What to check on this one

  • Confirm actual flood zone designation with FEMA map—unknown status requires verification before closing.
  • Verify roof installation date, warranty details, and that seller completes work pre-closing per contract.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) given 1989 build year for insurance eligibility.
  • Review plumbing materials—polybutylene or cast-iron common in 1989; confirm current system type and condition.
  • Pull title and survey to confirm lot lines, easements, and any boundary disputes affecting fenced yard.
  • Verify HVAC age, maintenance records, and remaining lifespan—critical for 35+ year-old home financing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., St. Johns Co.)$413/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,040/mo

Loan $360,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.