Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$524,900

2513 ST MICHEL Court, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

L Atrium

Price
$524,900
Beds / Baths
3 / 2
Living area
1,645 sqft
Year built
1980
Type
Residential
Lot
Garage
2
HOA
$62/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
95

$319/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 21% below the area's closed prices. Condition and lot vary; that's what a showing is for.

New roof and HVAC!! This charming single-story home is freshly painted inside. It features vaulted ceilings and a stunning stone fireplace. The primary suite offers direct backyard access with a privacy fence, artificial turf, and a cozy outdoor lounge. Enjoy your community amenities including a resort-style pool, tennis and pickleball courts, sidewalks and scenic lake views. Minutes from world-class beaches, golf, dining, and shopping. A true piece of Florida paradise! Recent Upgrades & Features: New Carrier Infinity Variable Speed A/C system (20 SEER) installed 3/28/25 by J&W, including 2 surge protectors (air handler + condensing unit), microbial growth bulb, and 7 sections of new supply-side ductwork. Transferable 10-year parts, labor & refrigerant warranty. Additional attic insulation blown in (2024) for improved cooling. Front yard sprinkler system, 3 zones (installed ~2008). Culligan reverse osmosis system refurbished 2/23, good through 2033, with annual filter replacements; salt delivery available. Hot water heater approx. 6 years old with exterior overflow drain. Washer, dryer, and all window treatments convey. Defenders Pest Control lawn maintenance contract (expires 7/24/26) potentially transferable

What to check on this one

  • Verify new roof installation date and warranty details with contractor documentation.
  • Obtain flood zone designation and elevation certificate from St. Johns County Property Appraiser.
  • Request HVAC warranty transfer paperwork dated 3/28/25 from J&W; confirm 10-year coverage terms.
  • Confirm HOA $62/mo includes resort pool/tennis/pickleball access; request current reserve study.
  • Review Culligan RO system warranty valid through 2033; confirm annual filter replacement schedule.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,724/mo
Property tax (1.1% eff., St. Johns Co.)$481/mo
Homeowners insurance (est.)$306/mo
HOA$62/mo
All-in monthly (est.)$3,573/mo

Loan $419,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 1:14 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.