$49,900
00 STATE ROAD 21, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Loch Lommond
- Price
- $49,900
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.47 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 100
Discover your own paradise in Keystone Heights!! Great location. 0.47 acre wooded lot situated on State Road 21 close to downtown. Build your new home on this lakefront lot and enjoy a peaceful, natural setting with easy access to local shops, schools, and outdoor recreation. Easy commutes to Middleburg, Starke, Gainesville, Ocala and St Augustine. NO HOA or CDD fees! The Property is zoned AR with a land use of RF.
What to check on this one
- Verify flood zone designation—obtain FEMA map for this State Road 21 lakefront parcel
- Confirm lot elevation and whether elevation certificate is required for future build
- Check Clay County zoning (AR) and RF land use allowances for your intended structure
- Obtain septic and well feasibility study; confirm soil/perc test requirements
- Verify lake access rights, shoreline setbacks, and any waterfront deed restrictions
- Confirm utility availability (water, sewer, electric, gas lines) to lot frontage
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $39,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated May 25, 2026, 6:50 PM.
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