$549,000
6 SURFCREST Street, St. Augustine Beach, FL 32080, St. Augustine Beach, FL 32080
Ocean Oaks
- Price
- $549,000
- Beds / Baths
- 3 / 2
- Living area
- 1,542 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 107
- Elementary
- R. B. Hunt
- Middle
- Sebastian
- High school
- St. Augustine
$356/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Ocean Oaks on beautiful Anastasia Island! This spacious home offers a fantastic opportunity to own in one of St. Augustine's most desirable coastal communities. Featuring an expansive open layout with soaring ceilings, abundant natural light, parquet wood flooring, and a stunning brick fireplace, this property is full of character and potential. The home offers generously sized living spaces, a large kitchen with ample cabinetry and dining area, spacious bedrooms, and an oversized enclosed porch overlooking a private wooded backyard. The inviting foyer with skylight and decorative glass entry doors creates a welcoming first impression. The exterior features distinctive coquina construction, adding both charm and durability. Located just minutes from the beach, Anastasia State Park, shopping, dining, and historic downtown St. Augustine, this property combines island living with convenience. This home is being sold AS-IS and is priced accordingly for its condition. Cash or conventional financing only; property will not qualify for FHA or VA financing. Ideal opportunity for investors, renovators, or buyers looking to customize a home in a highly sought-after island location. Don't miss your chance to bring new life to this Anastasia Island property in Ocean Lakes!
What to check on this one
- Verify roof age and get 4-point inspection; 35-year-old home may face insurer issues.
- Confirm flood zone designation via FEMA map; Anastasia Island requires elevation certificate if AE/VE.
- Inspect for polybutylene plumbing (pre-1995 era); document any cast-iron issues needing replacement.
- Obtain comprehensive structural evaluation—coquina construction requires specialist assessment for foundation integrity.
- Verify why FHA/VA ineligible; document all deficiencies blocking conventional financing approval.
- Pull 107-day DOM history; confirm asking-price adjustments and reason property hasn't closed.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $439,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of OCEAN REALTY & PROPERTY MANAGEMENT INC. Data via realMLS (Northeast Florida MLS), updated Jun 1, 2026, 8:51 PM.
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