Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,950,000

3105 BISHOP ESTATES Road, St. Johns, FL 32259, St. Johns, FL 32259

Julington Creek

Price
$2,950,000
Beds / Baths
6 / 6
Living area
5,458 sqft
Year built
2003
Type
Residential
Lot
2.71 ac
Garage
3
HOA
$46/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
39

$540/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 145% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BEAUTIFUL WATERFRONT ESTATE WITH DOCK--NEW JCP AMENITIES CENTER (LOW HOA $500/yr)! Stunning 5,285 SF all-brick home on 2.7 private acres in desirable St. Johns County. 6 beds, 5.5 baths (2 en-suites), oversized windows, grand fireplace, designer wet bar, and a gorgeous chef's kitchen ideal for entertaining. Screened-in pool, large patio, and outdoor kitchen overlook scenic Durbin Creek. Private two-slip dock w/ lifts, navigable to Julington Creek & St. Johns River, plus a 1,700 SF boathouse (4 ceiling fans, two 8,500lb lifts, 12'x70' covered). Newer roof & AC systems. Enjoy top-rated schools and JCP's new pool, fitness center, clubhouse, and trails--minutes from the coast. A rare combination of privacy, acreage, and true waterfront living.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront property
  • Confirm roof age documentation; if past 15 years, get 4-point inspection before underwriting
  • Review CDD bond payoff amount and remaining assessment obligations
  • Inspect dock, lifts, and boathouse structure; verify navigability permits and seawall condition
  • Obtain HOA/JCP amenity docs; confirm $46/mo fee and $500/yr assessment breakdown
  • Have licensed home inspector assess AC/HVAC systems; verify age claims in listing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$15,307/mo
Property tax (1.1% eff., St. Johns Co.)$2,704/mo
Homeowners insurance (est.)$1,721/mo
HOA$46/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$19,945/mo

Loan $2,360,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.