$899,000
99 SAPLING Terrace, St. Johns, FL 32259
Bartram Ranch
- Price
- $899,000
- Beds / Baths
- 4 / 4
- Living area
- 2,905 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 3
- HOA
- $195/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 102
- Elementary
- Hickory Creek
- Middle
- Switzerland Point
- High school
- Bartram Trail
$309/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Luxury Living Awaits in This Stunning Toll Brothers Samuel Home Design! Discover the perfect blend of elegance and modern comfort in this beautifully designed home featuring 4 bedrooms, 3.5 baths, and 2,905 square feet of thoughtfully crafted living space. Step inside through the grand foyer with soaring ceilings that open into a spacious great room filled with abundant natural light. The gourmet kitchen is a chef's dream, showcasing stainless steel KitchenAid appliances, quartz countertops, and a large center island perfect for entertaining family and friends. The luxurious primary suite offers a private retreat complete with a spa-inspired ensuite bath and an oversized walk-in closet. Additional bedrooms provide plenty of space for family or guests, while the versatile home office adds flexibility to fit your lifestyle. Located within a prestigious community offering resort-style amenities, this exceptional home provides convenient access to top-rated schools and shopping.
What to check on this one
- Verify flood zone designation—not listed; check FEMA map and get elevation certificate if needed.
- Review HOA documents: $195/mo covers what; check CC&Rs for rental restrictions.
- Confirm builder warranty coverage details and transferability to second owner.
- Verify all KitchenAid appliances included in sale; check warranty status.
- Get builder's 2026 construction timeline and final completion/closing date in writing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $719,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
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