$749,000
96067 OAK CANOPY Lane, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia Riverwalk
- Price
- $749,000
- Beds / Baths
- 4 / 3
- Living area
- 3,154 sqft
- Year built
- 2007
- Type
- Residential
- Lot
- 0.35 ac
- Garage
- 3
- HOA
- $72/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 102
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$237/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Set beneath beautiful old oak trees, this quality-constructed home sits on an oversized lot in a gated community in Fernandina Beach, Florida, zoned for the No. 1 school district in the state. Featuring 12 ft ceilings, 4 bedrooms, 3 baths, a private office, and a 3-car garage, the unique floor plan offers over 3,100 sq ft with exceptionally large rooms and a peaceful feel throughout. Formal living and dining rooms, an oversized family room, and a screened porch make entertaining effortless. The spacious primary suite includes a sitting area and spa-style bath. Triple insulation provides maximum efficiency, with electric bills averaging around $100/month. Recent updates include a new roof (2020) and 2-year-old HVAC. Conveniently located near beaches, shopping, and dining.
What to check on this one
- Verify roof installation date and warranty details from 2020 replacement
- Obtain 2024 HVAC maintenance records and confirm 2-year-old unit specs
- Confirm flood zone designation and obtain elevation certificate if AE/VE
- Request HOA document package: bylaws, financials, reserve study, restrictions
- Review gated community deed restrictions and enforcement history
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $599,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:10 PM.
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