Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$769,000

3820 MYRTLE Street, St. Augustine, FL 32084

Vilano Beach

Price
$769,000
Beds / Baths
4 / 3
Living area
2,334 sqft
Year built
1997
Type
Residential
Lot
0.22 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
102

$329/sqft asking, vs a $214/sqft median across 1,001 closed sales in 32084 over the last 12 months — 54% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in the heart of desirable Vilano Beach, this beautiful 4-bedroom, 2-bath coastal retreat offers the perfect blend of luxury, comfort, and convenience. Just a 10-minute walk to the beach, 3 minutes to the Intracoastal Waterway for breathtaking sunsets, and only 15 minutes to historic downtown St. Augustine. Spanning approximately 2,500 square feet there are multiple inviting living spaces and an outdoor paved patio perfect for entertaining. The thoughtfully designed floor plan comfortably accommodates large gatherings while maintaining warmth and functionality throughout. The spacious primary suite includes a king-sized bedroom, walk-in closet, and an oversized en-suite bath with soaking tub and separate shower. The stylish kitchen and bathrooms include designer finishes. Outdoor enthusiasts will appreciate the fully fenced yard, boat trailer-friendly driveway, and proximity to the Boating Club Boat Ramp just minutes away. Furniture is negotiable.

What to check on this one

  • Verify actual flood zone designation—Vilano Beach is coastal; get elevation certificate if in AE/VE
  • Confirm roof age and condition; 1997 home may need 4-point inspection for insurance
  • Check plumbing material (polybutylene common in 1997); cast-iron drain lines also deteriorate
  • Inspect HVAC age and service history; coastal salt-air corrosion accelerates unit failure
  • Verify no active wind-mitigation or roof repairs pending from recent storm activity

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,990/mo
Property tax (1.1% eff., St. Johns Co.)$705/mo
Homeowners insurance (est.)$449/mo
All-in monthly (est.)$5,144/mo

Loan $615,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUNCOAST PROPERTY MANAGEMENT LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 6:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.