Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,449,999

5 SANTA MARIA Lane, St. Augustine, FL 32080, St. Augustine, FL 32080

Overby And Gargan

Price
$1,449,999
Beds / Baths
4 / 3
Living area
3,158 sqft
Year built
1989
Type
Residential
Lot
0.54 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
102

$459/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 44% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled on just over half an acre at the quiet end of a private street, only steps from the beach and with no HOA restrictions, this beautifully reimagined coastal retreat offers over 5,200 square feet under roof and an exceptional blend of luxury, comfort, and long-term peace of mind. Lovingly maintained by only one owner, the residence carries a rare sense of history and care that is difficult to replicate. Thoughtfully renovated from top to bottom, every inch of the property has been carefully curated to deliver a refined yet effortless lifestyle, with ample room to add an ancillary structure, guest house, detached garage, or additional outdoor living space. This is more than simply a home you walk through, it is a home that is felt from the moment you arrive, where every space was intentionally designed to create warmth, connection, and an elevated coastal living experience. Extensive upgrades include a brand-new metal roof (2026), spacious 2-car garage, new electrical panel and outlets, all-new impact windows, new water heater (2026), upgraded lighting throughout with elegant sconces, modern can lighting, and designer ceiling fans, along with a newly installed well pump and tank system for added efficiency and reliability. Inside, the home showcases freshly retextured ceilings, stunning new flooring throughout, all-new door hardware, and crisp interior paint that creates a bright, sophisticated atmosphere. At the heart of the residence, the chef's kitchen has been completely transformed with premium new appliances and is anchored by a striking 36-inch, 5-burner Thor range designed for both elevated entertaining and everyday living. The inviting wood-burning fireplace adds warmth and character, while a private bedroom and bathroom suite tucked just off the den creates the perfect setup for guests, extended family, or an executive-style in-law retreat. Every bathroom throughout the home has been beautifully redesigned with sleek, contemporary finishes and a cohesive luxury aesthetic. The outdoor spaces are equally impressive, creating a true private sanctuary designed for both relaxation and entertaining. A freshly painted exterior, lush new landscaping, expansive side yard, and beautifully refurbished pool with a brand-new pool pump and an impressive depth of up to 8 feet all contribute to the home's elevated coastal appeal. The Florida room, complete with its own sink, seamlessly extends the living space and opens to a large outdoor patio ideal for hosting gatherings or enjoying quiet evenings by the pool. Located in one of the area's most desirable coastal settings, this property offers the rare combination of completely updated infrastructure, timeless design, and an unbeatable lifestyle location. Enjoy effortless access to pristine beaches, coastal parks, premier boat ramps, and the vibrant charm of Historic Downtown, where world-class dining, boutique shopping, and rich local culture await just minutes away. Whether envisioned as a luxurious full-time residence, multigenerational retreat, or coastal escape, this exceptional property offers a lifestyle defined by space, privacy, and refined coastal living.

What to check on this one

  • Verify flood zone designation (AE/VE) and obtain elevation certificate immediately.
  • Confirm roof installation date and manufacturer warranty; metal roof must be properly documented.
  • Request 4-point inspection report and wind-mitigation inspection due to 1989 build year.
  • Verify well pump installation date, well service history, and water quality test results.
  • Confirm all permitted renovations (in-law suite, workshop) have proper permits and CO documentation.
  • Review pool equipment age, maintenance records, and required annual inspection compliance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,524/mo
Property tax (1.1% eff., St. Johns Co.)$1,329/mo
Homeowners insurance (est.)$846/mo
All-in monthly (est.)$9,699/mo

Loan $1,159,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.