Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

117 CAMELLIA Drive, Satsuma, FL 32189, Satsuma, FL 32189

Hermits Cove

Price
$249,900
Beds / Baths
2 / 1
Living area
864 sqft
Year built
2023
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
102

$289/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 84% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this 2023 built home on a tranquil canal located just off the St. Johns River and Seven Sisters Islands! This home offers 2 bedrooms and 1 bathroom, complete with a convenient walk-in shower. The open concept layout enhances the sense of space and light. Nestled in a rural location away from big city life, this home provides a serene retreat with easy access to waterfront living. Ideal for those seeking comfort, convenience and a peaceful atmosphere, this adorable home offers a delightful blend of relaxation and modern charm. Park your boat or kayaks at your own dock just steps from your back door. There is an annual $40 voluntary fee for use of the community center and private boat ramp for convenience. Close to St. Augustine, Daytona and Palatka for shopping and entertainment. Don't miss this amazing home!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for insurance quotes
  • Verify septic system inspection and well water quality test results
  • Review dock/waterfront easement rights and any riverfront maintenance obligations
  • Confirm roof warranty status and builder defect coverage remaining
  • Clarify $40 annual community fee structure and what triggers collection

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Putnam Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated May 22, 2026, 5:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.