Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$350,000

2675 ERNEST Street, Jacksonville, FL 32204, Jacksonville, FL 32204

Riverside

Price
$350,000
Beds / Baths
3 / 3
Living area
1,181 sqft
Year built
1919
Type
Residential
Lot
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
102

$296/sqft asking, vs a $217/sqft median across 118 closed sales in 32204 over the last 12 months — 36% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming Riverside Historic Property with 3 Bedrooms, 3 Full Baths, and Detached Garage. Step inside and be captivated by the open living room bathed in natural light, creating an inviting space for relaxation and entertaining. The heart of the home features a thoughtfully designed breakfast bar, seamlessly connecting the kitchen and living area. The master bedroom has a spacious walk-in closet, providing ample storage for your wardrobe. Central a/c, laundry room, ceiling fans and more!

What to check on this one

  • Verify exact roof age and material—1919 home likely needs 4-point inspection for insurance.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Order 4-point + wind-mitigation inspection given 107-year age; get insurer pre-approval.
  • Inspect plumbing materials—cast-iron or polybutylene common in 1919 homes; budget accordingly.
  • Verify HVAC system age, capacity, and maintenance records; central AC is recent addition.
  • Request foundation inspection and any prior water intrusion/settlement repairs documented.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Duval Co.)$321/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,429/mo

Loan $280,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SPECTRUM REALTY SERVICES. Data via realMLS (Northeast Florida MLS), updated May 22, 2026, 7:03 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.