Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$485,000

198 HOLLY FOREST Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Holly Forest

Price
$485,000
Beds / Baths
4 / 3
Living area
2,035 sqft
Year built
2020
Type
Residential
Lot
0.13 ac
Garage
2
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
102

$238/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

198 Holly Forest Drive -- Where Lifestyle Meets Location in Silverleaf Welcome to one of St. Johns County's most coveted addresses. This beautifully maintained 4-bedroom, 2.5-bath home offers the perfect marriage of modern design and effortless Florida living in the heart of the master-planned community of Silverleaf. Built in 2020 and spanning 2,035 square feet, this home was thoughtfully designed for the way people actually live. The open-concept main floor flows seamlessly from a chef-ready kitchen to dining to family room, making every gathering feel natural and every weeknight feel easy. A spacious first-floor primary suite offers the privacy and convenience today's buyers expect, while generous secondary bedrooms provide plenty of room to grow. Whether you're hosting Sunday dinners, helping with homework at the kitchen island, or simply enjoying a quiet evening in, this floor plan just works. Then There's the Community. Silverleaf isn't just a neighborhood. It's a lifestyle that's hard to find and even harder to leave. Golf carts cruise tree-lined streets past neighbors who actually know each other. Resort-style pools, a splash park, pickleball and tennis courts, a fitness center, dog parks, and miles of walking and biking trails are all steps from your front door. And with no CDD fees and top-rated, A-rated St. Johns County schools, the value here is undeniable. The location seals the deal. You're minutes from I-95, 25 minutes to the charm of historic downtown St. Augustine, and close enough to the beach that spontaneous Saturday trips become a regular part of your routine. New shops, dining, and services continue to grow nearby, making Silverleaf a community that only gets better with time. This is more than a home. This is the lifestyle you've been looking for. Schedule your private tour today.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with county.
  • Confirm roof warranty remaining and inspect for any damage or wear.
  • Review HOA documents: $100/mo fee structure, rules, reserves, special assessments.
  • Request Silverleaf master-planned community CC&Rs and amenity access terms.
  • Inspect HVAC system age, maintenance records, and remaining warranty coverage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,517/mo
Property tax (1.1% eff., St. Johns Co.)$445/mo
Homeowners insurance (est.)$292/mo
HOA$100/mo
All-in monthly (est.)$3,354/mo

Loan $388,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jul 14, 2026, 3:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.