Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,900

7136 PEMBROKE Street, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Highridge Estates

Price
$259,900
Beds / Baths
3 / 2
Living area
1,600 sqft
Year built
2027
Type
Residential
Lot
0.37 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
101

$162/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Nice lot in wonderful Keystone Heights. Will have a BRAND NEW 2027 Champion Home on it. 3 bedrooms/2 full baths, 1600 sq ft of living area with a den and family room! Great starter home for a growing family that wants to own real property with a home. There is a well and septic on the property, but need to be verified and inspected by the buyer. (Photos are a representation of the model that will be built)

What to check on this one

  • Verify well and septic system inspection completed by licensed Clay County inspector before closing.
  • Confirm manufactured home permanent foundation meets Florida HUD code and Clay County requirements.
  • Obtain flood zone determination letter from FEMA or Clay County—verify no flood insurance requirement.
  • Review Champion Home warranty, financing eligibility, and lender approval for manufactured home on owned land.
  • Confirm lot survey, property lines, and any easements or restrictions on 0.37-acre parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., Clay Co.)$238/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,879/mo

Loan $207,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LANTERN REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated May 23, 2026, 7:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.