$195,000
742 GINGER MILL Drive, St. Johns, FL 32259
Julington Creek Plan
- Price
- $195,000
- Beds / Baths
- 2 / 2
- Living area
- 1,008 sqft
- Year built
- 2005
- Type
- Townhouse
- Lot
- 0.05 ac
- Garage
- 0
- HOA
- $288/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 102
- Elementary
- Julington Creek
- Middle
- Fruit Cove
- High school
- Creekside
Welcome to Riverside at Julington Creek Plantation, one of Fruit Cove's most desirable private gated townhouse communities. This one-story Mediterranean-style townhome offers peaceful preserve and pond views, spacious living areas, soaring ceilings, wood-look flooring, and an open kitchen with granite countertops, breakfast bar, and ample cabinet space. Enjoy a private fenced patio surrounded by lush tropical landscaping and tranquil natural scenery. HOA includes landscaping, exterior maintenance, and pest control for easy, low-maintenance living. Riverside residents enjoy a community pool and playground, along with access to Julington Creek Plantation's resort-style amenities, including multiple pools, a splash park, a skate park, volleyball and basketball courts, and miles of walking, running, and biking paths. Located in St. Johns County's top-rated school district and close to shopping, dining, and the beaches.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Review 21-year roof age; verify condition and remaining insurance eligibility.
- Request CDD bond payoff amount and confirm annual assessment obligation.
- Obtain HOA docs, CC&Rs, reserve study, and rental restriction policy.
- Verify Riverside at Julington Creek Plantation amenity access and any transfer fees.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $156,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:18 AM.
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