Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$20,000

115 PUTNAM Avenue, Palatka, FL 32177

Clark And Browning

Price
$20,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.33 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
76

Don't miss this incredible opportunity to own a spacious 0.34-acre lot in the beautiful and rapidly growing city of Palatka, Florida. Whether you are looking to build your dream home, establish a weekend getaway, or secure a smart real estate investment, this prime piece of land offers the perfect blend of tranquility and convenience. Nearby Recreation & Attractions (Nature & Leisure): The St. Johns River Ravine Gardens State Park Historic Downtown Palatka St. Augustine

What to check on this one

  • Verify actual flood zone designation with Putnam County GIS or FEMA map.
  • Confirm lot is buildable: zoning classification, setbacks, and development restrictions.
  • Check septic/well feasibility and any required permits or soil testing.
  • Obtain title report and survey to confirm acreage and legal boundaries.
  • Verify no deed restrictions, easements, or HOA covenants on the parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$104/mo
Property tax (1.1% eff., Putnam Co.)$18/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$414/mo

Loan $16,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLATFLEE.COM INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 7:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.