Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$269,900

140 ISLANDER Road, Satsuma, FL 32189, Satsuma, FL 32189

St Johns Riverside Ests M

Price
$269,900
Beds / Baths
2 / 2
Living area
1,040 sqft
Year built
2027
Type
Residential
Lot
0.4 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
101

$260/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 65% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nice cottage style home with an 8x26 covered porch! Wired and braced with ceiling fans for lots of outdoor enjoyment. Home features an eat-in style kitchen, nice living space, a great mud room and sliding glass doors in the master bedroom accessing the porch! (Photos are of a MODEL HOME and is representative of the home to be built)

What to check on this one

  • Verify manufactured home installation compliance and tie-down certification in Putnam County
  • Confirm waterfront lot elevation, setbacks, and any flood mitigation requirements
  • Obtain builder timeline and construction start/completion date in writing
  • Request actual home specifications—electrical, plumbing, appliances, not model photos only
  • Verify lot ownership, clear title, and any restrictive covenants on waterfront property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,400/mo
Property tax (1.1% eff., Putnam Co.)$247/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,939/mo

Loan $215,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LANTERN REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated May 23, 2026, 7:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.