Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$279,900

5445 STEPHEN Street, Hastings, FL 32145, Hastings, FL 32145

Flagler Estates

Price
$279,900
Beds / Baths
4 / 2
Living area
1,707 sqft
Year built
2027
Type
Residential
Lot
0.86 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
101

$164/sqft asking, vs a $168/sqft median across 231 closed sales in 32145 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

The Embrace Series / Ultra DE2864H42A7C built by Champion Homes brings together comfort and style with 4 bedrooms, 2 bathrooms, and 1707 square feet of welcoming space. The open living area flows easily into the kitchen and dining room, while the primary suite offers a relaxing retreat. With plenty of room for family and guests, The Ultra DE2864H42A7C is designed to make everyday living feel easier and more enjoyable.

What to check on this one

  • Verify actual build date and factory inspection documentation from Champion Homes.
  • Confirm lot ownership vs. lease; review Hastings mobile home park rules and tenure terms.
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE.
  • Review manufacturer warranty coverage and transferability to next owner.
  • Inspect foundation, tie-downs, and exterior seals for weather and wind resistance.
  • Confirm utilities (well/septic or municipal) and service history; get baseline costs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,452/mo
Property tax (1.1% eff., St. Johns Co.)$257/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,001/mo

Loan $223,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LANTERN REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated May 23, 2026, 7:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.