Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,000

15120 ROCKY SHOALS Road, Jacksonville, FL 32259

Crossings At Bartram

Price
$499,000
Beds / Baths
4 / 4
Living area
3,074 sqft
Year built
2017
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$69/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
118
Elementary
Bartram Springs
Middle
Twin Lakes Academy
High school
Mandarin

$162/sqft asking, vs a $222/sqft median across 2,269 closed sales in 32259 over the last 12 months — 27% below the area's closed prices. Home is priced 26.5% below comparable closed sales in the area; ask the listing agent why the discount exists.

Welcome to 15120 Rocky Shoals Rd, where convenience, space, and premier area living come together! Ideally located right on the St. Johns/Duval County line, this beautifully maintained home offers quick access to Jacksonville while enjoying all the benefits of St. Johns County living. This spacious two story home features an open and functional layout perfect for both everyday living and entertaining. The kitchen opens seamlessly to the main living area, creating the ideal gathering space for family and guests alike. Upstairs, spacious bedrooms provide room for everyone, while the owner's suite offers a relaxing retreat. Don't miss your opportunity to own in one of the area's most convenient and desirable locations!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE.
  • Confirm roof age and get 4-point inspection before closing.
  • Review HOA documents for restrictions, fees, architectural approval requirements.
  • Request HOA financials and reserve study for long-term stability.
  • Verify St. Johns County tax implications and school assignment.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,589/mo
Property tax (1.1% eff., Duval Co.)$457/mo
Homeowners insurance (est.)$292/mo
HOA$69/mo
All-in monthly (est.)$3,407/mo

Loan $399,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 4:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.