$475,000
94 LONE CYPRESS Way, St. Augustine, FL 32092
Summer Bay At Grand Oaks
- Price
- $475,000
- Beds / Baths
- 3 / 2
- Living area
- 1,807 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- $158/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 103
Welcome to 94 Lone Cypress Way in the highly sought-after Summer Bay at Grand Oaks community in St. Augustine! This beautifully designed home offers the perfect blend of comfort, style, and low-maintenance living. Enjoy an open-concept floor plan filled with natural light, a spacious kitchen with upgraded finishes, and seamless indoor-outdoor living ideal for entertaining or relaxing. The private owner's suite provides a peaceful retreat with a spa-inspired bath and generous closet space. Located in a gated, resort-style community with exceptional amenities including a clubhouse, fitness center, pool, pickleball courts, and walking trails. Conveniently located near World Golf Village, shopping, dining, I-95, and historic downtown St. Augustine. A must-see opportunity to enjoy the Florida lifestyle!
What to check on this one
- Verify exact flood zone and obtain elevation certificate if AE/VE
- Review CDD bond payoff amount and remaining assessment years
- Confirm HOA $158/mo covers what; request CC&Rs and reserve study
- Inspect roof documentation; home is 2 years old but verify warranty
- Confirm builder warranty status and transferability to buyer
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:40 PM.
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