$3,000,000
2122 S FLETCHER Avenue, Fernandina Beach, FL 32034
Hambys
- Price
- $3,000,000
- Beds / Baths
- 4 / 3
- Living area
- 2,494 sqft
- Year built
- 1978
- Type
- Residential
- Lot
- —
- Garage
- 4
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 105
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$1203/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 375% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Discover the unparalleled experience of living in this breathtaking oceanfront home, located on the award-winning Amelia Be captivated by the soothing sound of ocean waves and start your mornings with stunning sunrises, while indulging in leisurely strolls along the 13 miles of pristine white sand beach along the Atlantic Ocean. This perfectly situated home is within walking distance to restaurants, entertainment, shopping, and a mere three miles away from the Historic Downtown Fernandina Beach. As you step into this magnificent oasis, you are greeted by unobstructed ocean views, spacious deck and your very own private boardwalk to the beach. The newly renovated chef's kitchen with double ovens, dining, and great rooms offers ample space for entertaining guests. The immense garage area can accommodate four cars, a golf cart, kayaks, surfboards, etc. Additionally, the property has a separate 15x23 workshop & a whole house propane powered generator.
What to check on this one
- Verify flood zone designation and obtain elevation certificate immediately.
- Order 4-point inspection and wind-mitigation report—roof is 46 years old.
- Confirm roof age, material, and current insurance carrier approval.
- Review all recent renovation permits and completion dates for kitchen work.
- Inspect propane system servicing history and generator maintenance records.
- Verify oceanfront property line, easements, and beach access legal status.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $2,400,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 4:40 PM.
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