Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$309,900

126 EAST END Road, San Mateo, FL 32187, San Mateo, FL 32187

Metes & Bounds

Price
$309,900
Beds / Baths
3 / 2
Living area
1,400 sqft
Year built
1979
Type
Residential
Lot
1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
102
Elementary
Browning Pearce
High school
Palatka

$221/sqft asking, vs a $178/sqft median across 18 closed sales in 32187 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Escape to the perfect blend of modern comfort and country charm with this beautifully updated 3-bedroom home in San Mateo on an acre of land. Originally built in 1979 and completely renovated in 2017, this property offers stylish upgrades and peaceful Florida living with plenty of privacy. The stunning kitchen is truly the heart of the home, featuring gorgeous quartz countertops, new cabinetry, two sinks, and stainless-steel appliances -- designed for both everyday living and entertaining. The spacious primary suite offers a beautifully updated bathroom with a tiled walk-in shower, double sink vanity, and tile flooring. The second bathroom has also been tastefully renovated. The home has an encapsulated crawl space, which is a very valuable feature. Enjoy the quiet country atmosphere while still being conveniently located for an easy commute to Bunnell, Palm Coast, and St. Augustine. This property currently has an assumable VA loan. Survey on fil

What to check on this one

  • Verify flood zone designation with Putnam County—obtain elevation certificate if in AE/VE zone.
  • Confirm roof age and material; get 4-point inspection quote (1979 mfg home may face insurer limits).
  • Review plumbing material—cast-iron or polybutylene from 1979 era requires replacement assessment.
  • Inspect encapsulated crawl space for moisture, mold, or structural issues—get contractor evaluation.
  • Verify VA loan assumability in writing; confirm buyer VA eligibility and lender approval process.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,608/mo
Property tax (1.1% eff., Putnam Co.)$284/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,184/mo

Loan $247,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TEAM FLORIDA REALTY SERVICES INC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 6:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.