Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,283,520

94934 FESCUE Drive, Fernandina Beach, FL 32054

Amelia National

Price
$1,283,520
Beds / Baths
4 / 5
Living area
3,488 sqft
Year built
2026
Type
Residential
Lot
Garage
4
HOA
$81/mo
CDD
Yes
Flood zone
Unknown
County
Nassau
Days on market
103
Elementary
Yulee
Middle
Yulee
High school
Yulee

$368/sqft asking, vs a $179/sqft median across 23 closed sales in 32054 over the last 12 months — 106% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Monica is a 3,488 sq ft single-story luxury home with 4 bedrooms, 4.5 baths, and a 4-car garage. Open living flows from chef's kitchen with walk-in pantry to dining and living areas. Master suite with spa bath and French doors to lanai. Flexible spaces and customization make this home perfect for entertaining and everyday living.

What to check on this one

  • Confirm final closing cost estimate and CDD bond payoff amount with title company
  • Verify builder warranty coverage details—roof, HVAC, structural, and transferability to next owner
  • Request builder's insurance and lien waivers; confirm no outstanding construction liens
  • Review HOA governing docs—rental restrictions, pool/amenity rules, reserve funding status
  • Confirm waterfront lot elevation and any flood mitigation features; request elevation certificate if needed
  • Inspect 4-car garage dimensions and verify builder-grade materials and appliance specs match contract

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,660/mo
Property tax (1.1% eff., Nassau Co.)$1,177/mo
Homeowners insurance (est.)$749/mo
HOA$81/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$8,834/mo

Loan $1,026,816 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated May 21, 2026, 2:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.