Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,299,900

173 PANTANO Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Madeira

Price
$1,299,900
Beds / Baths
4 / 4
Living area
3,679 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
103
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$353/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 72% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the stunning ''Harper'' new construction POOL HOME by MasterCraft Builder Group, located just minutes from historic downtown St. Augustine in the gated community of Madeira. On the main level, this 2-story home offers a spacious owner's suite with large walk-in shower and freestanding tub, guest bedroom with full bath, versatile flex room/study, pool bath, and pocket office. Upstairs, find 2 additional bedrooms, 2 full baths, and a large bonus room. The gourmet kitchen impresses with Electrolux appliances, Cambria quartz countertops, soft-close dovetail drawers, double-stacked cabinets, and an oversized pantry with space for a second refrigerator. Revwood floors line the main floor, providing a clean and modern look with outstanding durability. Enjoy the Florida lifestyle from your covered lanai or taking a dip in your saltwater pool and hot tub with screen enclosure, all while overlooking the pond with serene views of nature's flora and fauna that Madeira is known for.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for this St. Augustine waterfront lot
  • Confirm CDD bond payoff amount and total annual fees including HOA
  • Review MasterCraft Builder Group warranty coverage and builder completion timeline
  • Obtain gated community Madeira HOA documents, rental restrictions, and amenity fees
  • Inspect saltwater pool/hot tub warranty, maintenance plan, and screen enclosure condition

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,745/mo
Property tax (1.1% eff., St. Johns Co.)$1,192/mo
Homeowners insurance (est.)$758/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$9,004/mo

Loan $1,039,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PERRY HOMES. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 8:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.