Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$899,000

113 OSPREY RIDGE Way, Ponte Vedra Beach, FL 32082

Fairfield

Price
$899,000
Beds / Baths
4 / 2
Living area
2,079 sqft
Year built
1990
Type
Residential
Lot
0.44 ac
Garage
2
HOA
$145/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
96
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

Welcome to 113 Osprey Ridge Way in the sought-after Fairfield community of Ponte Vedra Beach. Nestled on a private lot overlooking a pond and wooded preserve, this beautifully maintained pool home offers the perfect blend of privacy, comfort, and outdoor living. Enjoy peaceful views from the screened lanai, spend afternoons by the pool, and unwind in your own backyard retreat. Fairfield residents enjoy an exceptional amenity package including two pools, a clubhouse, fitness center, tennis and pickleball courts, basketball courts, playground, walking trails, and complimentary RV and boat storage. Conveniently located just minutes from the beach, shopping, dining, and top-rated St. Johns County schools, this home offers the best of the Ponte Vedra Beach lifestyle. Don't miss the opportunity to make this private oasis your own.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request 4-point inspection and wind-mitigation report; confirm roof age and insurance eligibility.
  • Review HOA documents, CC&Rs, and pool/lanai maintenance responsibilities and restrictions.
  • Confirm pool equipment age, condition, and required servicing history.
  • Inspect plumbing type; if original 1990, verify no polybutylene or corrosion issues.
  • Obtain last 2 years HOA meeting minutes and reserve study; clarify amenity access.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,665/mo
Property tax (1.1% eff., St. Johns Co.)$824/mo
Homeowners insurance (est.)$524/mo
HOA$145/mo
All-in monthly (est.)$6,158/mo

Loan $719,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 1:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.