Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,074,900

51 PANTANO Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Madeira

Price
$1,074,900
Beds / Baths
4 / 3
Living area
3,311 sqft
Year built
2026
Type
Residential
Lot
Garage
4
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
105
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$325/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover this elegant 'Carson'' Southern Coastal new construction home by MasterCraft Builder Group, ideally situated in the gated community of Madeira, just minutes away from historic downtown St. Augustine. This thoughtfully designed single-story home features soaring 12' ceilings and transom windows throughout the main living areas, filling the open layout with natural light. Two flexible spaces--an open flex room off the foyer and a spacious rear den--offer ideal options for work, relaxation, or entertaining. RevWood flooring flows through the main living areas and the luxurious primary suite, adding warmth and continuity. The chef-inspired kitchen showcases double-stacked cabinetry with soft-close doors and drawers, a large island, 36'' five-burner gas cooktop, and built-in oven/microwave combination. Soak in the sunny Florida days on your oversized lanai with an exceptional pond view of Madeira's stunning flora and fauna.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement for closing.
  • Review CDD bond payoff amount and remaining assessment schedule before purchase.
  • Verify homeowner's insurance availability and cost for new construction in this zone.
  • Request HOA/Madeira covenants document—confirm rental restrictions and lease-transfer rules.
  • Inspect new construction warranty terms, builder's lien waiver, and final punch-list items.
  • Confirm pond-view easement details and HOA maintenance responsibilities for water features.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,577/mo
Property tax (1.1% eff., St. Johns Co.)$985/mo
Homeowners insurance (est.)$627/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$7,498/mo

Loan $859,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PERRY HOMES. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 12:07 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.