$3,700,000
204 SETTLERS ROW N, Ponte Vedra Beach, FL 32082
The Plantation At Pv
- Price
- $3,700,000
- Beds / Baths
- 5 / 6
- Living area
- 5,346 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.42 ac
- Garage
- 3
- HOA
- $2,046/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 103
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
$692/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 72% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Set behind the gates of prestigious The Plantation at Ponte Vedra Beach, this extensively renovated golf course estate features a fully detached guest house complete with private bedroom, full bath, living room, and wet bar with refrigerator, sink, and coffee bar -- an exceptional offering for multigenerational living, long-term guests, executive office use, or private retreat space. Perfectly positioned along the 10th fairway, the property offers more than 5,300 square feet of beautifully updated living space with five ensuite bedrooms and thoughtfully designed indoor-outdoor entertaining areas. Originally transformed through a comprehensive renovation in 2022, the home showcases timeless finishes and thoughtfully curated design throughout, including a completely reimagined kitchen, updated baths, custom millwork, new flooring, fresh interior paint, designer lighting, and refined architectural details. Designed for both everyday living and entertaining, the chef's kitchen features a large center island, premium appliances including a Fisher & Paykel double gas range and Sub-Zero refrigeration, wet bar, wine storage, ice maker, and additional beverage refrigeration. The spacious owner's suite serves as a private retreat with oversized dual walk-in closets and spa-inspired bath amenities, while the upper level offers a generous loft and three ensuite guest bedrooms. The detached guest house offers soaring ceilings, custom built-ins, plantation shutters, French doors, and exceptional flexibility rarely found in Ponte Vedra Beach luxury homes. Outdoor living is equally impressive, with a screened lanai overlooking the golf course, resort-style pool and spa, tranquil fountain feature, and pergola with a wood-burning fireplace. Integrated Sonos audio extends throughout the home, guest house, and outdoor entertaining spaces. Additional recent improvements include a new roof (2023), three HVAC systems (2022), complete home re-pipe (2026), and upgraded water heating systems including tankless service for the guest house. Residents of The Plantation at Ponte Vedra Beach enjoy an unparalleled private club lifestyle featuring championship golf, Har-Tru tennis courts, pickleball and croquet, a state-of-the-art fitness center, elegant clubhouse dining, and an exclusive oceanfront beach club with direct beach access, resort-style pool, restaurant, and sweeping Atlantic Ocean views. Located within one of Ponte Vedra Beach's most sought-after gated communities, this move-in ready estate offers sophisticated coastal living in an extraordinary setting.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for this Ponte Vedra Beach location
- Confirm new roof age, materials, and remaining warranty coverage from 2022 renovation
- Request full HOA docs, architectural guidelines, and guest house rental/use restrictions
- Review 2022 renovation permits, scope of work, and contractor warranties still active
- Confirm property is insurable at current rate given age and location
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $2,960,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 4, 2026, 5:58 PM.
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