$420,000
3528 CUNNINGHAM Road, Orange Park, FL 32065, Orange Park, FL 32065
Sugar Leaf Farms
- Price
- $420,000
- Beds / Baths
- 4 / 3
- Living area
- 2,648 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $70/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 103
- Elementary
- Oakleaf Village
- Middle
- Oakleaf Jr High
- High school
- Oakleaf High School
$159/sqft asking, vs a $172/sqft median across 704 closed sales in 32065 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Now offered at $420,000! • $5,000 closing costs credit with acceptable offer! • 2023 construction! • 4 Bedrooms! • Loft! • Office Space! • Huge Walk-In Closet! • No CDD! This is a modern two-story home featuring 4 bedrooms and 2.5 bathrooms with an open, light-filled floor plan ideal for everyday living and entertaining. The main level offers a bright great room flowing to a dining area and a contemporary kitchen with quartz countertops, stainless steel appliances, and a gas range. A downstairs flex room is ideal for a home office, library, or home gym. Upstairs hosts all four bedrooms and a large loft perfect for a secondary living area, media room, or play space. The owner's suite is well appointed with dual vanities and a large walk-in closet. Practical upgrades include a tankless water heater, two-car garage, and a fully fenced backyard with a covered lanai for outdoor enjoyment. This thoughtfully designed home combines recent construction with modern finishes. Conveniently located in Clay County near the shops, restaurants, and and movie theater at Oakleaf. Optional access to Oakleaf Plantation amenities available. Buyer to verify terms.
What to check on this one
- Verify flood zone designation and obtain elevation certificate from Clay County.
- Confirm HOA $70/mo covers what; request CC&Rs and any amenity access rules.
- Review builder warranty coverage details and transferability to new owner.
- Inspect tankless water heater installation and maintenance record.
- Verify two-car garage dimensions and door opener functionality.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $336,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:07 PM.
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