$403,900
3968 GAREYS FERRY Way, Middleburg, FL 32068, Middleburg, FL 32068
Jennings Farm
- Price
- $403,900
- Beds / Baths
- 3 / 2
- Living area
- 1,693 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $110/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 104
- Elementary
- Middleburg
- Middle
- Lake Asbury
- High school
- Middleburg
$239/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Brand new construction. Zero down. Rates bought down buy the builder. Closing costs fully paid. For qualified buyers, this move-in ready BRAND NEW home in Middleburg could be yours with little to nothing out of pocket. That's new construction money for less than most people are paying in rent. Built by LGI Homes -- one of the most trusted builders in the country -- this St. Martin floor plan offers 3 bedrooms, 2 bathrooms, and 1,693 square feet of open-concept living with upgraded finishes throughout. The kitchen flows seamlessly into the family and dining areas, and the primary suite features a walk-in closet, double-sink vanity, and walk-in shower. Located in Clay County's Jennings Farm community with A-rated schools, easy access to all areas of Jacksonville, and no CDD fees. This is what buying smart looks like in 2025. Ask about current incentives and qualification requirements -- they won't last forever.
What to check on this one
- Verify builder warranty coverage and transferability to next owner.
- Confirm flood zone designation and obtain elevation certificate if needed.
- Review HOA documents for restrictions, fees, and any upcoming assessments.
- Inspect final walkthrough for construction defects before closing.
- Confirm all builder incentives, rate buydown terms, and closing cost coverage in writing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $323,120 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated May 20, 2026, 11:51 PM.
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