Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$245,000

4301 LAZY ACRES Road, Middleburg, FL 32068, Middleburg, FL 32068

Paradise Acres

Price
$245,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
104
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

Do you have waterfront dream home plans? This includes 2 parcels on Black Creek in Paradise Acres; 10-05-24-005961-000-00 and 10-05-24-005960-000-00. These parcels include approximately 190 feet of waterfront views. Lots are cleared with some nice shade trees, mostly fenced with chain link fencing, free flowing artesian well, existing septic and there is a small dock. See the seller provided docs for the survey and the initial work for the no-rise study.

What to check on this one

  • Verify flood zone designation and elevation via FEMA flood map—critical for financing and insurance.
  • Order preliminary title search; confirm both parcel numbers are free of liens and encumbrances.
  • Obtain current septic system inspection report and well water quality test results.
  • Review seller's no-rise study documentation and confirm Army Corps permitting requirements for dock.
  • Verify clay county setback, riparian, and building restrictions for Black Creek waterfront development.
  • Confirm survey accuracy and boundary line locations before finalizing purchase.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,271/mo
Property tax (1.1% eff., Clay Co.)$225/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,788/mo

Loan $196,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated May 22, 2026, 5:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.