$600,000
1919 SILO OAKS Place, Middleburg, FL 32068, Middleburg, FL 32068
White Oak Estates
- Price
- $600,000
- Beds / Baths
- 5 / 4
- Living area
- 3,737 sqft
- Year built
- 2018
- Type
- Residential
- Lot
- 0.26 ac
- Garage
- 2
- HOA
- $129/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 104
$161/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.
5BR/4BA 1 mile from Fleming Island. Two owner's suites, office, loft, fire-pit patio, fenced yard. Gated community with lake dock. Built 2018. Step into the space, comfort, and flexibility you've been looking for in this beautifully designed home featuring an office, loft, and two owner's suites - perfect for multigenerational living. The open-concept kitchen is the heart of the home with abundant cabinetry, a Butler's pantry, and plenty of storage throughout. Custom built-in cabinets in the family room add both style and function. The main-level owner's suite offers dual vanities and walk-in shower, while the upstairs suite features two vanities, a garden tub and walk-in shower for a true retreat feel. Enjoy Florida living outdoors on the large covered lanai with built-in grill overlooking the fenced backyard and cozy fire pit patio. Gated community with dock on Doctors Lake, this home blends everyday function with peaceful waterfront living.
What to check on this one
- Verify flood zone designation; request elevation certificate if in AE/VE zone.
- Confirm HOA $129/mo covers what—dock access, lake maintenance, amenities, insurance.
- Pull 2018 roof inspection report; verify shingles and any prior claims.
- Request HOA docs: rental restrictions, gate/dock rules, reserve funding, pending assessments.
- Inspect plumbing fixtures and lines for any polybutylene or cast-iron materials.
- Confirm dock easement/access is deed-restricted and transferable with sale.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $480,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 8:06 PM.
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