Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$602,000

28 SPANISH BAY Drive, St. Augustine, FL 32092

Glen St Johns

Price
$602,000
Beds / Baths
5 / 4
Living area
3,127 sqft
Year built
2017
Type
Residential
Lot
0.23 ac
Garage
3
HOA
$72/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
106
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Beachside

$193/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Nestled within the highly desirable Glen St. Johns community, 28 Spanish Bay Drive offers an elevated take on waterfront living in the heart of St. Johns County. This beautifully maintained home combines timeless style with thoughtful updates, all just minutes from St. Johns Golf & Country Club, I-95, shopping & dining, and the new Baptist & Wolfson St. Augustine ER, while zoned for some of the area's top-rated schools. The home's striking and recently painted black and white exterior delivers standout curb appeal with a modern, sophisticated touch. Inside, soaring ceilings in the living room create an airy, light-filled atmosphere, while tranquil water views bring a sense of calm throughout the home. Thoughtful updates completed by the sellers include gutters installed throughout, a brand new dishwasher, and an enhanced outdoor living space featuring a screened-in patio with an upgraded paver extension- perfect for morning coffee, evening gatherings, or simply enjoying the peaceful waterfront backdrop. Blending comfort, convenience, and refined Florida charm, this home offers the lifestyle buyers are searching for in one of St. Augustine's most sought-after communities.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront property.
  • Review CDD bond payoff amount and remaining assessment term.
  • Confirm roof age and get 4-point inspection quote given 2017 build.
  • Pull HOA docs for Glen St. Johns; clarify rental restrictions if applicable.
  • Inspect screened patio foundation and verify permit history for additions.
  • Request septic system inspection records; confirm well vs. municipal water.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,124/mo
Property tax (1.1% eff., St. Johns Co.)$552/mo
Homeowners insurance (est.)$351/mo
HOA$72/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,266/mo

Loan $481,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LEGACY BRIDGE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.