$445,000
3100 COLD LEAF Way, Green Cove Springs, FL 32043
Cross Creek
- Price
- $445,000
- Beds / Baths
- 4 / 3
- Living area
- 2,359 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 3
- HOA
- $2/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 105
$189/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Cross Creek! Built in 2023, this beautifully one-owner home offers 4 bedrooms, 3 full baths. This home is move-in ready and truly feels like new--no updates needed! The single-level floor plan features vaulted ceilings and modern finishes. Why go to the movies when you have an in-home movie theater room that's perfect for family entertaining. Recent upgrades include vinyl fence, extended screened in patio, built-in entertainment center, built in custom kitchen cabinets. Cross Creek residents enjoy resort-style amenities including a pool, clubhouse, fitness center, and playground--all just minutes from Fleming Island shopping, top-rated Clay County schools, and NAS Jacksonville.
What to check on this one
- Confirm exact flood zone designation and elevation certificate if in AE/VE.
- Obtain CDD bond payoff amount and verify annual assessment schedule.
- Request HOA architectural guidelines—confirm fence, patio, and kitchen upgrades comply.
- Verify roof warranty details and confirm no claims filed since 2023 build.
- Review homeowner's insurance quotes—new construction should quote easily.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $356,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BUILDING WEALTH REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 10:26 PM.
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