Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$149,000

1717 COUNTY ROAD 220 1705, Fleming Island, FL 32003, Fleming Island, FL 32003

Cobblestone At Eagle Harb

Price
$149,000
Beds / Baths
2 / 2
Living area
1,104 sqft
Year built
1998
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$312/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
96
Elementary
Thunderbolt
Middle
Green Cove Springs
High school
Fleming Island

$135/sqft asking, vs a $148/sqft median across 50 closed sales in 32003 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.

CASH BUYERS ONLY. Immediately entering the community, you are greeted by the lush landscape and top-notch amenities that includes a gorgeous clubhouse, fitness center, beautiful pool which allows for poolside grilling and a playground for the kiddos. The front door of the unit leads you upstairs to the one level 2 bedrooms, 2 bathrooms and an office area with both bathrooms recently updated. This open concept with high ceilings allows for those great family gatherings. The kitchen is fully equipped with all the appliances, including the washer & dryer. Plenty of cabinets and counter space for the chef in the family. There's also a dining area that opens to the kitchen and living room. You'll love all the natural light beaming through the entire unit and a lovely fireplace which adds the focal point of the units living space.

What to check on this one

  • Obtain condo declaration, bylaws, and current HOA financials — reserve study status critical.
  • Request milestone inspection (SIRS) report if association hasn't completed one recently.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review condo rental restrictions — verify lease-back or resale eligibility.
  • Inspect plumbing for polybutylene or cast-iron — unit is 1998-era risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$773/mo
Property tax (1.1% eff., Clay Co.)$137/mo
Homeowners insurance (est.)$292/mo
HOA$312/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$1,681/mo

Loan $119,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.